Overview Of Federal Student Loan Forgiveness Programs

Student Loan Refinance Rates for July 2019

Student loan refinancing is the process of getting a new loan, generally with a lower interest rate, to pay off an existing loan or loans. Student loan refinancing can help borrowers reduce their interest rate, thereby saving them thousands of dollars over the duration of their loans. Refinance rates change often, typically monthly, based on […]

Boxing gloves

How Mr. Flexcents Crushed $100K in Student Debt in 2 Years

This is part of our new series Dealing with Debt, where we present interviews with a diverse set of personal finance bloggers who are tackling student loan debt. Today, we’re featuring Mr. Flexcents, a personal finance blogger and physical therapist who graduated with over $116K in student debt! Originally pursuing Public Service Loan Forgiveness, Mr. […]

All She Saves map

The Journey to Debt Freedom: How Krystel Is Paying Off $50K in Student Loans in Just 4 Years

This is part of our new series Dealing with Debt, where we present interviews with a diverse set of personal finance bloggers who are tackling student loan debt. Today, we’re featuring our interview with Krystel from All She Saves. She graduated with over $77K in student loans, but about a year and a half ago, […]

The Ultimate Guide to Student Loan Repayment

The Ultimate Guide to Student Loan Repayment

Designed for the 44M Americans with student loans, this presentation provides a comprehensive overview of student loan repayment options from pausing payments to income-driven repayment plans and refinancing. It also demonstrates how to objectively evaluate different repayment options and gives tips on how to think about repayment in the context of other financial objectives and decisions.

Invest or pay down debt? Here's what should be your top 8 financial priorities

Invest or pay down debt? Here’s what should be your top 8 financial priorities

If you’re like most people, you have more ideas about what to do with your money than the amount of money, itself. So, you have to prioritize. Should you save, pay down debt, or invest? Here’s what we suggest for most people. Priority 1: Pay the minimum on all your bills and debts Pay the […]

The Ultimate Guide to Student Loan Refinancing 1

The Definitive Guide to Student Loan Refinancing

About $300B of outstanding student loans (or roughly 25% of all outstanding student loans in repayment) are estimated to qualify for refinancing at lower interest rates. Yet, only 2-3% of that balance was actually refinanced last year. Given that refinancing is the only way to reduce interest rates, why is it that so few people actually […]

Revised Pay As You Earn

Revised Pay As You Earn (REPAYE) Plan

Overview The Revised Pay As You Earn (REPAYE) Plan is an income-driven repayment plan available to borrowers with loans under the Direct Loan Program. Under REPAYE, participants must pay at least 10% of their discretionary income towards their student loans. Any outstanding balance after 20 or 25 years of repayment (based on if any of […]

Forgiveness After Income-Driven Repayment Plans

Forgiveness After Income-Driven Repayment Plans

In this article we review the various forgiveness after income-driven repayment plans that are available.

Teacher Loan Forgiveness

Teacher Loan Forgiveness

In this article we discuss forgiveness under the Teacher Loan Forgiveness Program.

Perkins

Federal Perkins Loan Cancellation And Discharge

In this article we review cancellation and discharge for Federal Perkins Loans.

Public Service Loan Forgiveness

Public Service Loan Forgiveness (PSLF)

In this article we discuss the Public Service Loan Forgiveness program.

How To Get Out Of Default

How To Get Out Of Default

In this article we discuss the two options available for getting out of default; loan rehabilitation and loan consolidation.

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