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The Ultimate Guide to Student Loan Repayment

The Ultimate Guide to Student Loan Repayment

Designed for the 44M Americans with student loans, this presentation provides a comprehensive overview of student loan repayment options from pausing payments to income-driven repayment plans and refinancing. It also demonstrates how to objectively evaluate different repayment options and gives tips on how to think about repayment in the context of other financial objectives and decisions.

The Ultimate Guide to Student Loan Refinancing 1

The Ultimate Guide to Student Loan Refinancing

About $300B of outstanding student loans (or roughly 25% of all outstanding student loans in repayment) are estimated to qualify for refinancing at lower interest rates. Yet, only 2-3% of that balance was actually refinanced last year. Given that refinancing is the only way to reduce interest rates, why is it that so few people actually […]

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How Mr. Flexcents Crushed $100K in Student Debt in 2 Years

This is part of our new series Dealing with Debt, where we present interviews with a diverse set of personal finance bloggers who are tackling student loan debt. Today, we’re featuring Mr. Flexcents, a personal finance blogger and physical therapist who graduated with over $116K in student debt! Originally pursuing Public Service Loan Forgiveness, Mr. […]

All She Saves map

The Journey to Debt Freedom: How Krystel Is Paying Off $50K in Student Loans in Just 4 Years

This is part of our new series Dealing with Debt, where we present interviews with a diverse set of personal finance bloggers who are tackling student loan debt. Today, we’re featuring our interview with Krystel from All She Saves. She graduated with over $77K in student loans, but about a year and a half ago, […]

The Student Loan Crisis–How Did We Get Here? Part I

The Student Loan Crisis–How Did We Get Here? Part I: The Purpose of Universities

If you don’t know by now, the student debt crisis is indeed real. More than 44 million Americans hold student loan debt, with over 71% of the most recent graduating class having an average educational debt of $39K. Over 63% of millennials with at least a 4-year degree have student loan debt of $10K or […]

Invest or pay down debt? Here's what should be your top 8 financial priorities

Invest or pay down debt? Here’s what should be your top 8 financial priorities

If you’re like most people, you have more ideas about what to do with your money than the amount of money, itself. So, you have to prioritize. Should you save, pay down debt, or invest? Here’s what we suggest for most people. Priority 1: Pay the minimum on all your bills and debts Pay the […]

Refinance Quiz

Refinance Quiz

Forgiveness After Income-Driven Repayment Plans

Forgiveness After Income-Driven Repayment Plans

In this article we review the various forgiveness after income-driven repayment plans that are available.

Teacher Loan Forgiveness

Teacher Loan Forgiveness

In this article we discuss forgiveness under the Teacher Loan Forgiveness Program.

Perkins

Federal Perkins Loan Cancellation And Discharge

In this article we review cancellation and discharge for Federal Perkins Loans.

Public Service Loan Forgiveness

Public Service Loan Forgiveness (PSLF)

In this article we discuss the Public Service Loan Forgiveness program.

How To Get Out Of Default

How To Get Out Of Default

In this article we discuss the two options available for getting out of default; loan rehabilitation and loan consolidation.

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    Benjamin Franklin
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    Action is the foundational key to all success.

    Pablo Picasso
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    Let no feeling of discouragement prey upon you, and in the end you are sure to succeed.

    Abraham Lincoln